Currency Strategy for the Returning Diaspora

Description

Currency Strategy for the Returning Diaspora is a 60-minute video course that solves a problem most diaspora don't even know they have: how to manage money across two currencies without losing 10-20% to FX volatility. The course covers: understanding FX spreads (the hidden cost that banks charge you), choosing the right transfer provider for each corridor, when to convert (timing matters — a 5% currency move can cost you $2,000 on a $40,000 transfer), which accounts to hold (foreign vs. home currency — and in what ratio), and simple hedging strategies for individuals (you don't need to be a hedge fund manager to protect yourself). The course includes a currency exposure calculator (Google Sheets) that shows your current risk and recommends an account-split ratio. Whether you're 5 years from return or 5 months, this course will change how you think about money across borders.

What's included

• 60-minute video course (5 modules)
• Module 1: Understanding FX spreads and hidden costs
• Module 2: Choosing the right transfer provider by corridor
• Module 3: When to convert (timing strategies)
• Module 4: Account structure (which currency, which ratio)
• Module 5: Simple hedging for individuals
• Currency exposure calculator (Google Sheets)
• Account-split recommendation tool
• Lifetime access + future updates

Who it's for

Anyone earning in one currency and planning to spend in another. If your savings are all in USD but your post-return life is in NGN, KES, or XAF, this course is essential.

Why I made this

I watched the Naira drop 40% against the dollar in 2023 and realized my savings were fine — but my friends who held everything in NGN were devastated. Currency risk is the silent killer of diaspora wealth.