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Marie (template)

TEMPLATE
France → CameroonPlanned 5 years, returned in 4.5Stay or Go score: 68

TEMPLATE — This story is a draft. It will be replaced with a real interview.

Marie saved aggressively during 8 years in France, then returned to Douala to launch a coding bootcamp. She discovered that while living costs were 55% lower than Paris, hidden infrastructure costs — generators, backup internet, imported equipment — added 20% to her monthly budget. Her business broke even in month 14, not month 8 as projected.

TEMPLATE — This story is a draft. It will be replaced with a real interview.

Marie saved aggressively during 8 years in France, then returned to Douala to launch a coding bootcamp. She discovered that while living costs were 55% lower than Paris, hidden infrastructure costs — generators, backup internet, imported equipment — added 20% to her monthly budget. Her business broke even in month 14, not month 8 as projected.

Key numbers

Savings at return
€85,000
Relocation cost
€12,000
Monthly living cost (actual)
480,000 XAF (~€730)
Hidden infrastructure cost
95,000 XAF/month (~€145)
Business breakeven
Month 14 (projected: month 8)
Stay or Go score
68 (Getting close)

Background

Marie left Cameroon at 26 for a master's degree in computer science in Paris. She stayed for 8 years, working her way up to a senior engineering role at a fintech company. She sent money home monthly — about €300 to her parents in Yaoundé — and bought a plot of land in Bonabéri in her fourth year abroad.

The decision

The turning point was a conversation with her father. He was 68 and managing a small electronics shop, but his health was declining. Marie realized that if she waited until her 'perfect' financial number, her father might not be around to see her return. She set a 2-year countdown and started planning seriously.

The numbers

Marie had saved €85,000 over 8 years. Her target nest egg was €60,000. She spent €12,000 on relocation (shipping, visas, deposits, temp housing), leaving €73,000 as her starting cushion. Her land in Bonabéri was worth roughly €15,000 — she'd bought it for €8,000 four years earlier.

The return

She returned in September 2025, just before the school year started. The first 3 months were spent in a furnished apartment in Bonapriso while she finalized her permanent rental. She paid 12 months upfront — the landlord insisted, standard for diaspora.

First year reality

The biggest surprise was power. Marie budgeted 30,000 XAF/month for electricity but spent 80,000 XAF in generator fuel during the first dry season. Internet was another shock — she needed two providers (MTN + Camtel) for redundancy, costing 45,000 XAF/month combined. Her coding bootcamp launched in month 4 with 12 students, but enrollment was slower than projected. She didn't hit breakeven until month 14.

What they'd do differently

"I would have spent 3 months on the ground before committing to the rental. I would have added 30% to my infrastructure budget instead of 15%. And I would have started marketing the bootcamp 6 months before I arrived — not after. The math was right, but the timeline was optimistic by 6 months across the board."

Lessons learned

Infrastructure costs compound

Generator fuel, backup internet, water delivery, and security add 20-25% to your projected monthly costs. The Cost of Living calculator's hidden categories exist for a reason.

Marketing starts before you arrive

If you're launching a business, start your marketing pipeline 6 months before you land. Don't wait until you're on the ground.

Pay 3 months of temp housing, not 2

Everything takes longer than expected. Budget for 3 months of temp housing, not the 6-8 weeks you think you need.